The Guide to Bicycle Accidents in Maryland

Bicycles provide a popular mode of transportation and recreation in Maryland, offering riders the opportunity to enjoy the state’s scenic views. However, despite the enjoyment and convenience they provide, bicycle accidents can occur, resulting in injuries and financial burdens. If you have been injured in a bicycle accident, it is crucial to understand the process of pursuing a personal injury claim to seek the justice and compensation you deserve.

Understanding Bicycle Accidents in Maryland

Common Causes of Bicycle Accidents

Bicycle accidents can happen due to various factors, often resulting from negligence on the part of others. Some common causes of bicycle accidents in Maryland include:

1. Motor Vehicle Collisions: Collisions with motor vehicles pose a significant risk to bicyclists. These accidents may occur due to drivers failing to yield, not following road signs, speeding, or driving while distracted.
2. Unsafe Road Conditions: Poorly maintained roads, potholes, debris, or other property defects can lead to bicycle accidents. In some cases, government entities responsible for road upkeep may be liable for the injuries sustained.
3. Negligent Cyclists or Pedestrians: Accidents can also occur when cyclists or pedestrians fail to follow road rules, creating hazardous situations for themselves and others.

Potential Injuries in Bicycle Accidents

Injuries resulting from bicycle accidents can vary in severity, ranging from minor bruises to life-altering injuries. Some common injuries sustained in bicycle accidents include:

1. Fractures and Broken Bones: The impact of a collision can cause fractures and breaks, leading to significant pain and impairment.
2. Head and Brain Injuries: Bicycle accidents can result in concussions, traumatic brain injuries, and other head injuries, which may have long-term consequences.
3. Spinal Cord Injuries: Severe accidents can lead to spinal cord injuries, potentially causing paralysis or permanent disability.

Insurance Coverage for Bicycle Accidents

Personal Injury Protection (PIP) Coverage

Depending on the circumstances of the accident, insurance coverage may apply to bicycle accidents. Personal Injury Protection (PIP) insurance provides coverage for medical expenses and lost wages resulting from a collision. While Maryland does not require PIP coverage, individuals can opt for this additional coverage.It is also a no fault coverage which means, when applicable, you are able to use it even if you were at fault – or partially at fault – for the accident.

Homeowner or Renter’s Insurance

In some cases, homeowner or renter’s insurance policies may cover bicycle accidents. These policies may provide compensation for damages caused by negligence, such as unsafe road conditions or property defects.

Contributory Negligence Rule

Maryland follows the contributory negligence rule, which can impact the ability to recover damages in a personal injury claim. Under this rule, if a victim is even 1% at fault for the accident, they may be barred from receiving financial compensation. Therefore, it is crucial to consult with a knowledgeable personal injury attorney to navigate the complexities of the contributory negligence rule.

Pursuing a Personal Injury Claim for a Bicycle Accident

Step 1: Seek Medical Attention

Immediately after a bicycle accident, seek medical attention for any injuries sustained, regardless of their severity. Prompt medical treatment not only ensures your well-being but also establishes documentation of your injuries, which is vital for your personal injury claim.

Step 2: Gather Evidence

Building a strong personal injury claim requires gathering relevant evidence. Take the following steps to support your case:

1. Document the Accident Scene: Take photographs of the accident scene, including any visible injuries, property damage, road conditions, and any other relevant details.
2. Obtain Witness Statements: If there were witnesses to the accident, collect their contact information and statements regarding what they witnessed.
3. Preserve Medical Records and Bills: Keep a record of all medical treatments, prescriptions, and expenses related to your injuries. These documents provide evidence of the damages you have suffered.

Step 3: Consult with a Personal Injury Attorney

To navigate the legal complexities of a personal injury claim, consult with an experienced personal injury attorney. They will evaluate your case, assess liability, and guide you through the process of pursuing the compensation you deserve. At Dubo Law, we have experience handling bicycle accident claims and achieving significant success for our clients.

Step 4: Negotiation and Settlement

Your attorney will engage in negotiations with insurance companies or the at-fault party’s legal representation to reach a fair settlement. They will advocate for your best interests and ensure you receive appropriate compensation for medical expenses, lost wages, and pain and suffering.

Step 5: Litigation, if Necessary

If a fair settlement cannot be reached through negotiations, your attorney may recommend filing a personal injury lawsuit. Litigation involves presenting your case in court, where a judge or jury will determine the outcome and the amount of damages awarded.

The Importance of Legal Representation

Engaging the services of a skilled personal injury attorney is crucial when pursuing a bicycle accident claim. An attorney will:

• Assess Liability: Determine who is at fault for the accident and establish a solid legal basis for your claim.
• Handle Insurance Companies: Deal with insurance adjusters on your behalf, ensuring your rights are protected and that you receive fair compensation.
• Gather Evidence: Thoroughly investigate the accident, collect evidence, and build a strong case to support your claim.
• Negotiate Settlements: Utilize their negotiation skills to secure a fair settlement that adequately covers your medical expenses, lost wages, and pain and suffering.
• Litigate, if Necessary: If a fair settlement cannot be reached, your attorney will be prepared to take your case to court and advocate for your rights.

Conclusion

Being involved in a bicycle accident can be a traumatic and challenging experience. However, by understanding the process of pursuing a personal injury claim, you can seek the compensation you deserve. Remember to seek immediate medical attention, gather evidence, and consult with a knowledgeable personal injury attorney to navigate the complexities of the legal system. With the right legal representation, you can protect your rights and work towards a favorable outcome in your bicycle accident claim.

If you or a loved one was injured as a cyclist, contact Dubo Law today at (443) 275-6345 for your free consultation.